3 Things To Always Tell Your Car Insurance Agent

27 January 2015
 Categories: Insurance, Blog


When many people think about their insurance agents, they often think about the people who take a good sum of their income each month to ensure that their homes, vehicles and other properties are covered. However, you should think of your insurance agent as your friend. He or she is there to help you navigate the crazy world of insurance coverage and can help protect you and your most precious belongings in the event of a tragedy or accident. There are a few things that you should always tell your auto insurance agent to ensure that you get the assistance that you deserve, so make sure that you always mentioned these things to your insurance professional. Then, you won't have to worry about not having the best coverage later on down the road.

1. If Someone Else Regularly Drives Your Vehicle

It might not seem like a big deal if you let your new roommate drive your vehicle to work each day, but there's a chance that your insurance won't cover the damages if your roommate isn't on your policy. Mention any additional drivers to your insurance agent to find out if they need to be added to your auto insurance policy.

2. If You and Your Family are Doing Well

Let your insurance agent know about you and your family's achievements, such as securing a new job, joining the military or even getting a good report card. All of these things can often help you secure a small discount on your insurance policy and can save you a lot of money. When telling your insurance agent about these positive life changes, ask if you qualify for any discounts. Even small discounts can add up and allow you to pay a lot less on your monthly premium.

3. If You're Planning on Buying a New Vehicle

If you're planning on buying a new -- or used -- vehicle in the near future, talk to your insurance agent about it. He or she can give you price quotes for adding potential vehicles to your policy and can help you choose the car that will cause you the least increase in your premium.

As you can see, there are a few things that you should always talk to your insurance agent about. Mention these things to your provider, and you can get the best coverage for the best price. Contact an agent like Jimmy Fisher State Farm Ins for more information.


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