3 Tips To Manage Your Car Insurance Premium After An Accident

23 December 2015
Categories: Insurance, Blog

Were you recently in a car accident? Was the accident your fault? Even if you weren't in the accident, you could still feel some pain, especially the next time you have to pay your car insurance bill. Some insurance companies view an accident as evidence of risk, so they'll increase premiums to cover that potential risk. Even if you've been in multiple accidents that weren't your fault, it's still possible that your premiums could rise. Read More

Four Surprising Things Homeowners Insurance Covers

9 December 2015
Categories: Insurance, Blog

If you have homeowners insurance, you know that it covers things like damages to your property as the result of a leak, natural disaster, or fire. It can also covered items that were stolen from your home, and any structural damage your home might undergo for a variety of reasons. There are a few other things that most homeowners policies cover that you may not be aware of. Here are four things most policies include that you might be able to take advantage of if you need it. Read More

Three Situations In Which It Pays To Have Collision Coverage

23 November 2015
Categories: Insurance, Blog

Just like the name suggests, collision coverage insurance pays for your vehicles damages when it crashes into another car or object. The decision to have or drop collision coverage is yours since it's not a state requirement. However, there are several good reasons for buying the coverage. Here are four situations in which it's best to have collision coverage: You Have a New Car You need collision coverage if your vehicle is new because newer vehicles cost more to repair than older ones. Read More

What You Need To Know About SR-22 Certification

2 November 2015
Categories: Insurance, Blog

SR-22 certification is often necessary after you've had a tangle with the legal system. SR-22 certification is needed to be able to drive, and serves as a way for the state to verify you have insurance. You can only purchase SR-22 certification from an insurer after you've purchased an insurance policy. What Causes The Need For SR-22 Certification The reasons why a court will order you to get an SR-22 certification are many. Read More

Lower Your Insurance Rates Without Losing Insurance Coverage

20 October 2015
Categories: Insurance, Blog

Paying too much for car insurance can definitely be a struggle, especially if your car is being financed and you have to make monthly payments on it. To ensure your monthly vehicle expenses are low, you will want to be sure that you reduce the cost of your insurance policy as much as possible and a few great ways to do that are to do the following: Clear Your Record: Read More

Everyone Needs Homeowner's Insurance

About Me

I still remember when my wife and I bought our first home. In an effort to save a little money, we decided to let our homeowner's insurance policy lapse. A few weeks later when we had a devastating house fire, we realized that we had lost every belonging that we had ever purchased. Ever since then, we have been dedicated to spreading the word about the importance of insurance. If you take the time to learn more about insurance and make sure that you are protected, you won't have to endure the same trials that we did. I hope that you can find the right policy for your home and family, so that you don't have to start from square one.