Are you a senior citizen who does not have health insurance and trying to figure out how to obtain coverage for your needs? You be qualified for Medicare benefits, but it depends on whether you meet the criteria that is required for approval. If you are qualified, you will be able to continuously use the health insurance coverage until you pass away. There are several benefits that a Medicare insurance plan offers for your medical needs, but the benefits can vary depending on your specific plan. Medicare is a health insurance program that can be obtained no matter which state you reside in, as it is a government program.

What Are the Qualification Criteria for Medicare? 

One of the criteria to meet to qualify for Medicare benefits is to have worked for a minimum number of years in your life. You must have accumulated a specific number of work credits, which is a few years of working for an employer in which you paid Federal Insurance Contributions Act (FICA) taxes. However, if you are married to someone who has met the criteria, you might still qualify for Medicare benefits. Another one of the criteria to meet is to be age 65 or older unless you have one of the qualified disabilities. For example, if you have permanent kidney failure, you might be qualified for benefits.

Are There Multiple Medicare Plan Options?

There are several plan options for Health benefits via the Medicare program. Plan A is the primary plan option, which does not have the requirement of paying a premium if you are qualified. Plan B is another option, which does require a premium being paid. Plan A is for hospital health coverage, while Plan B covers medical services that are obtained from outside the hospital. Ask a Medicare consultant about the additional plan options that are available.

Does Medicare Benefits Automatically Renew?

You should expect your Medicare plan to automatically renew each year after getting approved for benefits. However, you can make changes to the plan each year if you desire to do so. For example, if you want to upgrade from Plan A coverage to Plan B, it can be done during the annual enrollment period. Keep in mind that the annual enrollment period for Medicare benefits only takes place during specific months of the year. When you speak to a Medicare consultant, he or she can provide vital information regarding plan renewal and making changes.

To find out more, visit a site such as My Senior Health Plan.com.