You may know that having homeowners insurance from companies like Northeast Underwriters is one of the most crucial things that you can do when you own your own house. However, if you are like a lot of other homeowners, you do not realize the extent to which that the insurance could be important in specific types of home emergencies. Thunderstorms can be a beautiful sight to watch, but they can also cause a lot of damage to your home. From falling trees to hail, you could easily be left with thousands of dollars in damage. There are three very important reasons your house insurance will be a considerable blessing if your home is damaged by a storm. 

You Have Coverage to Help Pay the Costs of Repairs

It is no shocker that your house insurance will help cover the costs of repair to your home after a major storm has caused damage. However, you may not fully understand that just about every type of damage will usually be covered. This could be damages like dents in the roof from hail, lightning damage to your home appliances, and even coverage for broken trees. 

Even Unlikely Things Can Be Covered

When most people think of home insurance for storms, they think about falling limbs knocking out windows or wind blowing away shingles. However, homeowners insurance will also cover other things that you may not even think about. For example, if a storm knocks your power out for days and you are left with a freezer full of spoiled food, your house insurance may pick up the tab so you can restock. 

Temporary Housing May Be Covered If You Have To Stay Elsewhere

If a storm is bad enough that you and your family have to pack up what you can and get out of the house because of damage, most insurance policies will cover the costs that come along with having to rent a hotel room. With the average price per night for a hotel coming in at more than $120, knowing that you can be reimbursed for your temporary stay will be enough to help put your mind at ease. 

When you are shopping for a home insurance policy, make sure you take the time to go over in depth what types of protection you are getting when it comes to thunderstorms. You may be surprised to learn how valuable your insurance really could be if a bad storm leaves you with damages.